Travel Insurance
Personal Accident (includes death, permanent disability due to accident while riding in, boarding or alighting from a public conveyance being used as a means of air transport.
General Exclusions:
- War Invasion
- Acts of foreign enemy
- Hostilities
- Civil War
- Rebellion
- Revolution
- Insurrection
- Military Intervention
- Child-birth (except for unexpected medical complication or emergency occurring during the first 26 weeks of pregnancy)
- Deliberate violation of criminal law
- Acts of terrorism, bomb and threat
- Nuclear biological or chemical contamination
- Emergency and medical expenses
- Dental Emergency, repatriation and emergency visit from Nigeria
- Loss of baggage and personal effects
- Cancellation or curtailment
- Delayed departure
- Loss of passport
- Personal Money
- Legal Expenses
- Medical Assistance
- Missed Departure
Inter Partner Assistance (IPA) of 6 Rue Andre Gide 92320 Chatillon France as indicated in the policy is the Underwriter of this policy. The provision on medical expenses is covered by them outside of Nigeria.
Any person under the age of 85 years, having his or her residence in Nigeria and covered under a valid Travel Insurance Policy by Leadway Assurance Company Limited.
This policy covers you on Medical treatment/expenses up to a limit of Euros 30,000 worldwide while traveling outside Nigeria except in countries at civil or foreign war (declared or not).
You are covered for Medical expenses ONLY OUTSIDE of Nigeria IN THE EVENT OF A CLAIM WHAT DOCUMENTATIONS IS NEEDED? All claims must be notified to the police within 24 hours of discovery. A police report and crime reference number will be required to make a valid claim.
(Request for Emergency Assistance) – Call the policy administrator on the following 24 hour Alarm center. Failure to do so will place an obligation on you to pick up costs from the incident. Tel. +33 1 55 92 1408, Fax. +33 1 55 92 4069, email – plateau.medical@ip-assistance.com
Give notice in writing to the insurer within 30 days of the claim or complaint. A claim must be made immediately an event occurs. During a life threatening situation, the insured or his representative should always try to arrange emergency transfer to a hospital close to the place of occurrence through the most appropriate means and call the 24 hour Alarm call center afterwards.
The insurer reserves the right to void the policy if you or your representatives fail to disclose all material facts.
One year from the date of occurrence of such event.
-
Passport data-pages of passengers
-
Insurance fee
TERRITORIAL LIMIT
- Area 1: All Schengen countries (i.e. France, Germany, Iceland, Luxembourg, Italy, Holland, Belgium, Sweden, Denmark, Greece, Finland, Norway, Spain, Portugal, Czech Republic, Estonia, Lithuania, Slovakia, Slovenia, Malta, Hungary, Latvia, Poland and Austria).However, this shall be extended to other countries that are to join the Schengen States.
- Area 2: Other parts of the world